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Dennis M. DeLeo

With little more than an idea to go on in 2009, Paul Cypher had virtually no chance of getting a traditional bank loan to start his software company, CypherWorx.

In another community, such as San Diego, Austin, Texas, or Philadelphia, even at that early stage, Cypher figures he could have found someone willing to invest enough to get his company off the ground.

To read the full, original article click on this link: Upstate New York startup capital is scarce | Democrat and Chronicle | democratandchronicle.com