Most millionaires aren’t born; they’re self-made. In a survey by Fidelity Investments, approximately 80% of people who have a net worth of $1 million or more did it without a trust fund or inheritance. As the classic Smith Barney commercial from the ‘70s used to say, "They make money the old-fashioned way . . . they earn it."
They also have habits that help them accumulate wealth: "Your habits are the reason why you’re rich or poor," says Tom Corley, author of Rich Habits: The Daily Success Habits of Wealthy Individuals. "In fact, it’s often two or three habits that separate the wealthy from those who are financially challenged."
