Financial technology (FinTech) as a niche is dead. No, it’s not going away. Rather, financial technology is on the cusp of becoming so entrenched in every aspect of global finance that we’ll stop thinking of it as a niche and start thinking of it as the core of how financial services is delivered to consumers, corporations and institutional investors. The rise of FinTech will actually accelerate the already blurred lines between bank and nonbank institutions, between an algorithm and a human salesforce, and between the work of machines and the work of flesh-and-blood professionals.
