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That job might come with a great salary, cool perks, and strong benefits, but if you stop there when evaluating whether or not to accept the offer, you literally could be selling yourself short.

"Labor is selling skills and energy for money, and it’s one of the biggest assets anyone has," says Douglas McCormick, author of Family Inc.: Using Business Principles to Maximize Your Family’s Wealth. "Everyone should calculate their expected lifetime labor value and increase that value by selecting the right types of jobs. That involves evaluating compensation more broadly than just looking at the paycheck."