Just as news stories exposed concerns about the inner workings of LendingClub, the U.S. government has been opening the door for Americans from virtually any income level to dabble in the speculative world of crowdfunding.
Crowdfunding, you may recall, was born out of the financial crisis. At a time when trust in banks was low, new Internet sites like LendingClub arose, allowing regular people to spot anyone who needed a loan or a small investment to get a new business off the ground.
