If all you want to do in your retirement is play golf, New Jersey might be the state for you, otherwise, you may want to look elsewhere. State and local tax rates in New Jersey are the second-highest in the entire country, and real estate is right up there amongst the most expensive in the USA. New Jersey’s cost-of-living is 22% higher than the national average. If you want your retirement dollars to go as far as they can, this is not the state for you.
