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On his 65th birthday, physical therapist Gary Kinsey incorporated a company that makes medical devices.

“It is a huge risk,” said Kinsey, now 67, owner of North Florida Medical Solutions Inc. in Gainesville. “I have sunk everything I have into it the last two years. I have put myself out on the line.”

Older Americans such as Kinsey are increasingly shunning retirement to start companies because they see job opportunities limited after age 55, don’t have enough savings to retire comfortably or want to work for themselves.

Image: http://www.journalgazette.net - Kinsey