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While some entrepreneurs quit their day jobs to follow their dreams, U.S. News & World Report senior money editor Kimberly Palmer started a side business because she was worried about the stability of her dream job.  

"I felt a lot of financial stress myself in 2009, at the height of the recession, and I felt I had very little job security - people were getting laid off all the time," says Palmer.

Spurred by the need for a backup plan, Palmer launched a business in 2011 selling money workbooks on Etsy - an experience she talks about in her new book, The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life, out this month.

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