Since 2009, when I started FinSMEs, several things have changed in the startup financing world. From web to mobile and sensors, which allow the rise of IoT, from on-premise to SaaS based software, from SMS to communication platforms, from e-commerce to same day delivery, from social to mobile and VR gaming, from Peer to Peer lending to crowdfunding, from mpos to bitcoin, from traditional to 3D printing, several tech trends have emerged and become reality, following the usual period of hype and strong injections of capital (from angels, vcs and crowds), which allow consolidation.
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