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Millennials are young, wild and free — but not for long.

Soon, they'll have to buckle down and prep for the day they retire. It might seem far away, but there are many strategic things they can do now to encourage a comfier future.

We spoke to Holly Perez, consumer money expert at Intuit and Mint.com, and Kali Hawlk, the finance and career blogger behind Common Sense Millennial. They shared their top tips for millennials looking to their future.

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