When it comes to retirement, U.S. employees have a problem. According to the State of U.S. Employee Retirement Readiness 2015, a new report by El Segundo, California, financial literacy consulting firm Financial Finesse, fewer than one in five U.S. employees are confident they’re on track to retire. Of those that are not on track, more than three-quarters have never checked a retirement calculator about their needs, and only 47% have taken a risk tolerance assessment to determine how they should invest for retirement.
