People are divided about crowdfunding. While many investors and businesses see it as invaluable, it often comes with a number of caveats which shouldn’t be ignored.
Equity and debt-based crowdfunding methods are often used by entrepreneurs looking to start or develop their business. However, they differ in that equity-based lets you swap money for shares in the business, while debt-based (commonly known as peer-to-peer lending) means you loan money to businesses and get a return in the form of interest.